About

What Does Rainbow Life Do For LGBTQI People

Gently and Simply you will have:

Cashflow

Cashflow

Don't let finances be a barrier to looking after yourself and the ones you love in case of injury, illness or death.

Control

Control

Be in charge and in control of the decisions now so that the right ones can be made later if you are no longer able to work. 

Certainty

Certainty

Know with peace of mind that your plans can be carried out and you or your loved ones can be looked after.

Dignity

Dignity

Live the rest of your life the way you imagined, not the way that is now only possible.  This is why correct cover is so important.

Our Goals

We all know someone that has had financial difficulties due to being unable to work from a health problem. It could be you next!

Correct Cover, Correct Claims, Correct Adviser.

GETTING TO KNOW THE REAL YOU

What you want for your future, your goals, your dreams and to make sure you always have the income to support that.  To know where the Government will and will not pay and how much or how little.

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DECISIONS

Together we will make the best decisions for you using the information you give us.  Simple, Gentle and Empathetic.

I AM YOUR CLAIMS PARTNER

We do all the walking, talking and negotiating for you with the insurance company. All you do is concentrate on getting well.

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Our Business Partners

There are no 'bad' insurance companies in New Zealand.  Our stringent government regulations make sure of that.  However there are some, in our experience that are better than others.  We have access to a wide range of insurance companies and constantly research their performance on a wide range of areas including.  We choose the insurance company that best fits your unique situation.

their attitude to the rainbow community.
their attitude to paying claims.
the strength of their claims and medical team.
their financial strength from global financial rating companies.
their brand and image.
their longevity in New Zealand.
how caring is their senior management.
how competitive are their products and prices.

The tools we use to cover you

Ongoing Income

Preserve Ongoing Income

This cover replaces your income if you cannot work due to illness or injury. It works along side ACC and WINZ. It often pays when ACC and WINZ do not.
Passing Away insurance

Passing Away

Or should we call it Living Insurance because it only helps those you have left behind, those that are still living and will still have financial needs.
Major Illness Cover

Major Illness

A payment into your bank account if you suffer one of approximately 45 specified events. It gives immediate cash if a major illness happens.
Never Work Again Cover

Never Go Back To Work Again Cover

An immediate payment if medical specialists say you will never be able to work again.
Surgery Quickly Cover

Surgery Quickly

In many cases this will get you surgery quicker so that you have less time in pain, and so that you can recover quicker.  It also has an important role to play in helping with Non Pharmac drug payments.
Retirement With Dignity Cover

Retirement With Dignity

Be it Kiwisaver or private retirement savings, we are able to help you in
maximising your retirement income.
"ALL PRODUCTS TO BE READ IN CONJUNCTION WITH THE ACTUAL POLICY WORDING"

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